The best savings option for women! Invest for safe and strong returns.

The Indian government and banks have launched several savings schemes aimed at women, offering them good returns on their savings. Let's explore some of these schemes.  

Women Savings Schemes in India 2025: As India's changing landscape has transformed, Indian women have also transformed. Women are now moving towards empowerment. Today, India's daughters are managing both the home and the office. Their responsibilities have increased. However, daughters have made arrangements for this as well.

From supporting themselves to achieving financial independence, women are now taking steps toward financial independence. The Indian government and banks have launched several savings schemes aimed at women, offering them good returns on their savings. If you're looking for a good savings scheme for yourself or the women in your family, you should definitely learn about these schemes.   

Post Office Mahila Samman Savings Scheme

The Post Office Mahila Samman Savings Scheme was launched in 2023. This scheme is exclusively for women. It is a short-term scheme with a tenure of 2 years. This scheme offers higher interest rates than a regular savings account. This scheme is ideal for women looking for a safe and high-yield investment plan with a short-term investment period.

Sukanya Samriddhi Yojana

The Sukanya Samriddhi Yojana (SSY) is a scheme designed to educate daughters and secure their future. Under this scheme, parents of girls under 10 years of age can open an account in their daughter's name. This is a long-term savings scheme. Under this scheme, you earn 8.2 percent annual interest on your savings, which is higher than other savings schemes. Investors under this scheme also receive tax exemptions, which makes the Sukanya Samriddhi Yojana unique. 

National Savings Certificate (NSC)

The National Savings Certificate (NSC), also known as the National Savings Certificate, is a savings scheme launched by the Government of India. It is a long-term savings scheme. The maturity period of an NSC ranges from 5 to 10 years. During this period, you earn 7.7% interest on your savings. You also receive tax benefits under Section 80C.

If you're looking for a safe, long-term investment, this scheme could be beneficial. Investors can start their savings journey with a minimum amount of ₹1,000.